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What's Worse: Pricing Too High or Pricing Too Low?

Jan 20, 2026

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11 min read

What's Worse: Pricing Too High or Pricing Too Low?

This questions comes from a seller in Chapel Trail

Mike Ugarte

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What does "Under Contract," "Pending," and "Accepting Backups" actually mean?

Jan 13, 2026

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10 min read

What does "Under Contract," "Pending," and "Accepting Backups" actually mean?

One of then might be your biggest opportunity

Mike Ugarte

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Jan 6, 2026

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8 min read

What Am I Really Signing at Closing?

Not all paperwork is created equal. Here's what deserves your full attention.

Mike Ugarte

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What Does Selling in a High Interest Market Mean for Me as a Seller?

Dec 30, 2025

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9 min read

What Does Selling in a High Interest Market Mean for Me as a Seller?

Buyers are feeling the squeeze and here's how that affects your strategy.

Mike Ugarte

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What Is Title Insurance and Why Do I Need It?

Dec 23, 2025

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8 min read

What Is Title Insurance and Why Do I Need It?

And why this "boring" line item might be the most important thing you buy at closing.

Mike Ugarte

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Can I Buy Now and Refinance Later If Rates Drop?

Dec 16, 2025

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7 min read

Can I Buy Now and Refinance Later If Rates Drop?

Why buying now can make sense but only if you run the numbers with clear eyes.

Mike Ugarte

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What inspections are standard when buying in Pembroke Pines?

Dec 9, 2025

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5 min read

What inspections are standard when buying in Pembroke Pines?

From roofs to pools, here’s what to check before you sign on the dotted line

Mike Ugarte

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How Do Pembroke Pines Prices Stack Up Against Other Broward Cities?

Dec 2, 2025

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3 min read

How Do Pembroke Pines Prices Stack Up Against Other Broward Cities?

Not the cheapest. Not the priciest. But here's why Pines might be the smartest buy.

Mike Ugarte

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What Happens if Prices Drop After I Buy in Pembroke Pines?

Nov 25, 2025

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5 min read

What Happens if Prices Drop After I Buy in Pembroke Pines?

A practical guide to understanding market risks and protecting your investment

Mike Ugarte

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Nov 18, 2025

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3 min read

What If I Price It Wrong?

The biggest mistake sellers make and how to avoid it.

Mike Ugarte

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What's The Best Day to Launch a Listing and Why Does it Matter?

Nov 11, 2025

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2 min read

What's The Best Day to Launch a Listing and Why Does it Matter?

Timing isn’t everything, but in real estate, it’s close

Mike Ugarte

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How is a Pre Approval Different from an Approval When Getting a Mortgage

Nov 4, 2025

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3 min read

How is a Pre Approval Different from an Approval When Getting a Mortgage

Here’s what all those mortgage terms actually mean (and why they matter)

Mike Ugarte

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How long does it take to close once I’m under contract?

Oct 28, 2025

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2 min read

How long does it take to close once I’m under contract?

From offer accepted to keys in hand, here's what to expect (and what slows things down).

Mike Ugarte

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The Fed Cut Rates. So Why Are Mortgages Still High?

Oct 21, 2025

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3 min read

The Fed Cut Rates. So Why Are Mortgages Still High?

Because mortgages don’t move with headlines they move with fear.

Mike Ugarte

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Do I Really Need to Get Pre-Approved First?

Oct 14, 2025

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3 min read

Do I Really Need to Get Pre-Approved First?

Why skipping this step can cost you the home you want

Mike Ugarte

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What's the First Step If I Want to Buy a Home in 6 Months?

Oct 7, 2025

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2 min read

What's the First Step If I Want to Buy a Home in 6 Months?

Before you scroll Zillow or walk into an open house, here’s what actually matters.

Mike Ugarte

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Oct 1, 2025

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2 min read

What Is A Seller Contribution?

Why more buyers and sellers are negotiating this in today’s market

Mike Ugarte

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What Rights Do Renters Actually Have in Florida?

Sep 23, 2025

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3 min read

What Rights Do Renters Actually Have in Florida?

What your landlord can and can’t do and when to push back

Mike Ugarte

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Sep 16, 2025

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4 min read

Who Pays the Buyer's Agent?

Sellers are hearing “you don’t have to pay anymore” but that’s not the full story.

Mike Ugarte

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Wait...Doesn't the Contract Get the Deal Done?

Sep 9, 2025

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3 min read

Wait...Doesn't the Contract Get the Deal Done?

Knowing the contract isn’t enough. You have to know how to navigate the deal.

Mike Ugarte

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Sep 2, 2025

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3 min read

Do open houses still work?

The truth about whether that Sunday open house really matters.

Mike Ugarte

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The Wrong Contract Could Cost You the Deal

Aug 26, 2025

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4 min read

The Wrong Contract Could Cost You the Deal

Know your outs and who controls them

Mike Ugarte

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Why are my property taxes going up so much after I buy the house?

Aug 19, 2025

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4 min read

Why are my property taxes going up so much after I buy the house?

The answer has everything to do with Florida’s tax system and what the seller was (or wasn’t) paying

Mike Ugarte

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What Minor Issues Could Slash My Home's Value

Aug 12, 2025

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4 min read

What Minor Issues Could Slash My Home's Value

The little details buyers notice before they even make an offer

Mike Ugarte

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Why Does Getting a Mortgage Feel Like an FBI Investigation?

Aug 5, 2025

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3 min read

Why Does Getting a Mortgage Feel Like an FBI Investigation?

A buyer asks a classic loan question...and we break down the 3 C’s of underwriting.

Mike Ugarte

Ask Mike

What's Worse: Pricing Too High or Pricing Too Low?

What does "Under Contract," "Pending," and "Accepting Backups" actually mean?

What Am I Really Signing at Closing?

What Does Selling in a High Interest Market Mean for Me as a Seller?

What Is Title Insurance and Why Do I Need It?

Can I Buy Now and Refinance Later If Rates Drop?

What inspections are standard when buying in Pembroke Pines?

How Do Pembroke Pines Prices Stack Up Against Other Broward Cities?

What Happens if Prices Drop After I Buy in Pembroke Pines?

What If I Price It Wrong?

What's The Best Day to Launch a Listing and Why Does it Matter?

How is a Pre Approval Different from an Approval When Getting a Mortgage

How long does it take to close once I’m under contract?

The Fed Cut Rates. So Why Are Mortgages Still High?

Do I Really Need to Get Pre-Approved First?

What's the First Step If I Want to Buy a Home in 6 Months?

What Is A Seller Contribution?

What Rights Do Renters Actually Have in Florida?

Who Pays the Buyer's Agent?

Wait...Doesn't the Contract Get the Deal Done?

Do open houses still work?

The Wrong Contract Could Cost You the Deal

Why are my property taxes going up so much after I buy the house?

What Minor Issues Could Slash My Home's Value

Why Does Getting a Mortgage Feel Like an FBI Investigation?

The Pembroke Pines Report

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